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It doesn't offer any perks or rewards, but you can borrow up to $55,000 for home projects and renovations. Home Depot offers a variety of credit cards, including consumer cards and company cards. On the consumer side, Home Depot offers its consumer credit card that can be used by individuals at its stores. This card comes with six months of 0% financing for a purchase of $299 or more.

We'll answer your FAQs about rewards points to not only share how it works but how you can hack the system and earn more bonus points. Will usually ship within 3 business days of receiving cleared payment. The alerting service allows you to request and receive messages about your credit card account. This online tool makes it easy to save and print quotes, add and manage users, and create multiple lists so you can confidently manage your project.
What Kind of Credit Is Required for the Home Depot Credit Card?
Investopedia requires writers to use primary sources to support their work. These include white papers, government data, original reporting, and interviews with industry experts. We also reference original research from other reputable publishers where appropriate. You can learn more about the standards we follow in producing accurate, unbiased content in oureditorial policy. The 0% financing makes for a great headline, but it’s only free if you follow the rules.
When we are able to provide all legal notices electronically, we will notify you by email. In the meantime, if you choose to receive legal notices electronically, you will need to monitor both your U.S. postal mailbox and your email inbox for legal notices. The Home Depot credit card does not offer any cash back or related rewards. It does offer zero interest for six months on purchases above $299. It also has special offers that include initial statement credits and promotion discounts for certain products. To enroll in paperless for your account, start by reading the terms and conditions below.
The Home Depot Gift Card Activation
Lowe’s offers a consumer store-only card too, as well as cards for contractors. The Lowe’s credit card, also called the Lowe’s Advantage Card, comes with an APR of 26.99% and an introductory rate of 7.99% for 84 months on purchases above $2,000. Many credit card companies offer special offers for signing up. To be approved for one of these reward credit cards, you'll have to have a decent credit score.
Similar to other store cards, the Home Depot consumer credit card can be used to make everyday purchases at Home Depot. For purchases of more than $299, Home Depot offers 0% interest for six months and other promotions throughout the year. The defendants allegedly placed credit card skimmers at gas pumps in Loveland on multiple occasions in April 2022, according to the criminal complaint. Garcia and Ochoa then allegedly stole credit card information acquired by the skimmers in order to purchase gift cards at area stores.
Does Home Depot Have a Rewards Card?
In Butler County, Mason and Lebanon in Warren County, Beechmont area in Hamilton County, Milford in Clermont County, and Cold Spring in Northern Kentucky. Target’s REDcard that you can get as a credit card or a debit card. Home Depot offers a credit card for individual consumers, as well as various commercial and contractor cards. There are no rewards or cash back tied to the card, however. If you’re an avid Home Depot shopper, the card may make sense for you.

Like any other “deferred interest” promotion, 0% for six months means that you have to pay the balance in full before the six months run out. If you’re even one day late, Citi will charge you the full interest amount for the past six months—as if the promotion never existed. Garcia and Ochoa were fugitives for about seven months before they returned last week to southwest Ohio and were encountered by law enforcement. Agents said they were staying at a hotel on Miller Lane in Dayton, and followed the defendants to four Home Depot stores and two Target stores in the greater Dayton area. Sam’s Club locations can be found coast-to-coast in the United States.
How can I see all the benefits I have?
If you remain inactive, we will sign you out to protect your information. Use of this site is subject to certain Terms of Use which constitute a legal agreement between you and The Home Depot U.S.A. Inc. A credit score is a number from 300 to 850 that rates a consumer’s creditworthiness. The higher the score, the better a borrower looks to potential lenders. Tim enjoys researching and sharing his knowledge on the topics of banking, retirement and medicare through his writing.
Every day there are Bonus Stars you can participate to earn on top of the two stars for every dollar spent with Starbucks. Stars can redeem add-ons like extra syrups, drink upgrades, and free items. HEB Points Club Rewards allows you to earn 5 points for every dollar you spend on most items. You will also receive 15 points for every dollar you spend during special Triple Point Events.
We can electronically provide you the To get these electronically your device must be capable of printing or storing web pages and/or PDFs and your browser must have 128-bit security. If you want to request a paper copy of these disclosures you can call The Home Depot® Consumer Credit Card at and we will mail them to you at no charge. That is why we require you to use a browser with 128-bit security encryption to proceed with your application. This protection helps to ensure that the information you send and receive will remain confidential. By authorizing Online Bill Pay, I authorize Citibank, N.A. To initiate an electronic payment from my bank account and I authorize my bank to honor the withdrawal.

It is your responsibility to update promptly any changes in this information. If your email address changes, please update it through account online or call us at the number on the back of your card. Home Depot also offers commercial cards for contractors and businesses. Its commercial cards include a commercial charge card and a commercial line of credit account . Similar video surveillance shows the two defendants also allegedly using stolen credit card information to purchase gift cards at Target in Mason. Brands will pay top dollar to keep their loyal customers engaged.