First American Home Warranty Reviews Is This Company a Scam?

Table of Content

• Is there a waiting period for First American Home Warranty?
• First American Home Warranty Pros and Cons
• Does First American Home Warranty cover mold?
• Urtopia Ebikes Review
• Are Home Warranties Worth It In 2022 (Do You Actually Need One?)
• Limitations and Coverage Caps to Know about
• Does the first American home warranty cover freon?

We are going to look at First American Home Warranty here and compare how purchasing a home warranty from them stacks up against the competition. If you are considering buying a home warranty, then this is the place to start. In terms of premium costs, First American came out on top against its competitor based on quotes—$372-$546 against $476–$660.

Of course, First American Home Warranty is not the only choice you have for home warranty providers. Other warranty companies may offer better rates, more plan options, or better customer service, and it is definitely worth looking at some other choices. First American Home Warranty uses a Contractor in the Sacramento Area that has a F Rating by the BBB and is currently NOT Accredited by the BBB. Contractor came out to replace a broken Garbage Disposal and said he had to make a "Modification" and called my son at work. Contractor said he would not complete modification until my son paid the company $50.00.

Is there a waiting period for First American Home Warranty?

My son being at work and his 2 small children home with Babysitter, he had to call the contractors office to pay the $50 thru his C.C. Contractor never did tell my son or his babysitter what was the "Modification" . This Contractor First American used is approximately 80 miles away when First American could have hired a Contractor in the city where the Condo is located. We have the Eagle Premier Package with a First Class Upgrade Package but was told it does not cover the "Modification". I found out later that the Modification was for a plastic pipe extension.

As with many of its competitors, First American has the advantage over American Home Shield on premium costs. Based on quotes we obtained, First American could be well over $100 cheaper than its rival. One feature we were particularly pleased to see with American Home Shield is that it will automatically cover duplicate items on its plans. We were, however, concerned to learn that 95% of its reviews on Trustpilot are rated as “bad”. A home warranty is a service contract to help cover the replacement and repair of home systems and appliances.

First American Home Warranty Pros and Cons

First American Home Warranty has a long-standing reputation for being an excellent home warranty provider. First established in 1984, First American offers multiple coverage plans at competitive prices. With affordable monthly premiums, it can protect your home’s systems and appliances from unexpected repair or replacement costs while providing 24/7 customer service. It also has a handful of add-on coverage options so you can create a plan that works for you.

Information provided on Forbes Home is for educational purposes only. The products and services we review may not be right for your individual circumstances. Whether or not your home warranty will cover repair labor will depend on your warranty’s coverage. Many will provide partial coverage of the labor with annual limits, but others may have predetermined deductibles that you must pay before coverage kicks in. Damage covered by homeowner’s insurance is not usually covered by a home warranty. Damage caused by severe weather, vandalism, theft, water damage, fire damage and other damage extraneous to daily usage remain the responsibility of home insurance or you, the homeowner.

Does First American Home Warranty cover mold?

In terms of service fees, both companies are in line with industry averages as First American quoted us a fee of $85, while The Home Service Club provided a range of $65-$125. Unlike many of its competitors , The Home Service Club doesn’t offer 24/7 phone support. When we tested The Home Service Club, we were impressed to discover that its plans include pest control, which is a feature not found with many providers, including First American.

When something goes wrong at home and you have a home warranty service contract, you file a claim and pay a small service fee. Your warranty’s company will find and send to you an approved service provider to assess and repair the problem. This saves you the work of finding the appropriate handy or repair person to come take a look. That makes it really easy to get your items insured and help more people get the coverage they need. You can get the home systems and appliances mentioned in a home warranty plan covered by the company. There are no restrictions on age, make, or model of the home systems and appliances.

If you own a brand new home or new appliances, you may still be covered by manufacturer warranties and not need a home warranty until after your original warranties expire. No, a home inspection is not required to enroll with this warranty provider, which is rare for the industry. They do not require an inspection for most claims as well, making them very easy to work with. Also, remember that no preexisting conditions will be covered by your warranty.

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There are lots of options out there, and First American Home Warranty is worth a look. You will pay a service fee each time you make a new service request. Your service fee is listed in your contract, or you can see it when you get a quote. According to the brand’s website, an average home covered by AHS costs around $480 per year. If you have questions regarding coverage for your house, in particular, you can request a free quote by visiting their website.

We’ve included a few reviews below that represent customer perspectives on the experience you can expect from First American. We read reviews from thousands of real-life consumers as part of our research process. Located in or below a concrete slab and items encased in or covered by concrete is limited to $500.